It's Really All About Asset Allocation: Part 2 of 2

I negotiated the CNN tool with the following known variables (well some are assumed because I don't really have a job yet):

• Current Age: 22 (My age when I start full time employment)
• Desired Retirement Age: 65
• Life Expectancy: 85
• Current Income: 65,000 (I hope that is somewhere around my potential starting salary)
• Typical Annual Raise: 4% (I believe that is a fair average)
• Desired Annual Income @ Retirement: 65% of current income --> I figure I already will be saving 20% toward retirement and 10% toward housing expenses
• Expected Benefits from Social Security: $0 --> Social Security will fail
• Age Payments Begin: 65
• 401k Balance: $0
• Contribution %: 10%
• Company Match: 25%
• IRAs: $10,000 in my Roth
• Annual Contribution: I plan on maxing it out $4,000
• Tax Rates: Whatever CNN said
• Portfolio: Aggressive ---> But this is the unknown!

The results were great! In order to achieve my goals, I only need to yield 5.06% on my investments throughout retirement, which suggests I can be pretty conservative if I maintain my current contribution rate!